FocusYOU phone numbers: Foster City and Santa Rosa


Focus YOU educational blog


It's About Context...

People frequently ask my opinion on financial issues and economic events. This blog allows me to answer their questions and provide context for those things that affect their financial health.

Top Sector Picks of 2015 - Yearend Review

In January 2015, I wrote about the 2015 Sector Predictions made by the highest profile investment strategists on Wall Street.  Here is a chart of their collective predictions as published in Barron’s on December 15, 2015.  (A ‘+’ is a pick and a ‘-’ a pan.  For 2015, they predicted information technology (+8) would be the top performer and utilities (-7) the worst).

Continue reading
658 Hits

Top Stock Picks of 2015 - Yearend Review

In January 2015, I blogged about Top Stock Picks for 2015.  I provided an update in June 2016.  This is the update based on yearend values.

So, how did the analysts and managers do in 2015?

Continue reading
516 Hits

Top 7 Myths About Financial Planners: Part 2

In my previous blog, we reviewed truths 1-3 to dispel the myths about “real” financial planners..  Now we’ll cover myths 4-7.

Myth 4: Financial planners are only for the people with lots of money. 


Continue reading
922 Hits

Top 7 Myths About Financial Planners: Part 1

U.S. households generally agree they need a financial plan to achieve long-term success and security.  However, too many households—including those with engineers and scientists—hold beliefs about financial planners that make them hesitant to seek out or work with a qualified financial planner.  

Here are eight truths to dispel the myths about “real” financial planners.

Myth 1: Financial planners are the same as stockbrokers, insurance agents and other financial salespeople.  

Continue reading
672 Hits

Buy Gold for Bling - Not Your Portfolio.

Since the Great Recession began in 2008, there have been unlimited doomsday commentaries about the rise in Federal debt and the coming collapse of the U.S. dollar:

  • The U.S. budget deficit grew another $53 billion.

  • Debt as a percentage of GDP is growing.

  • The Chinese prefer gold to U.S. dollars.

Continue reading
1174 Hits

Complete this form to download a copy of  "The 10 Must Address Financial Challenges for Peace of Mind."


Request a Complimentary Financial Strategy Session


Recent Blog Commentary

"What you do speaks so loud that I cannot hear what you say." ---- Ralph Waldo Emerson