EasyBlog

Welcome to the 'No-Guilt' blog!
People come to here because they want to build financial confidence and take meaningful action. We provide the context for those things that affect your financial health. Our goal is to help you live in the 'No-Guilt Zone'.

Top Stock Picks of 2015 - Yearend Review

In January 2015, I blogged about Top Stock Picks for 2015.  I provided an update in June 2016.  This is the update based on yearend values.

So, how did the analysts and managers do in 2015?

Continue reading
863 Hits
0 Comments

Top 7 Myths About Financial Planners: Part 2

In my previous blog, we reviewed truths 1-3 to dispel the myths about “real” financial planners..  Now we’ll cover myths 4-7.
 

Myth 4: Financial planners are only for the people with lots of money. 

 

Continue reading
1828 Hits
0 Comments

Top 7 Myths About Financial Planners: Part 1

U.S. households generally agree they need a financial plan to achieve long-term success and security.  However, too many households—including those with engineers and scientists—hold beliefs about financial planners that make them hesitant to seek out or work with a qualified financial planner.  

Here are eight truths to dispel the myths about “real” financial planners.

Myth 1: Financial planners are the same as stockbrokers, insurance agents and other financial salespeople.  

Continue reading
1336 Hits
0 Comments

17X – Not a Fitness Program, but It's Still PE

I’m a huge fan of P90X fitness programs, but 17X is not about fitness.  It’s about the U.S. stock market.

The stock market is a forward-looking barometer and reflects the future expectations of the economy.

One of the oldest and commonly used metrics to value individual stocks and the stock market is the price-to-earnings ratio (P/E ratio).  The P/E ratio is defined and calculated as market price per share divided by annual earnings per share.

Copyright

© focusyouadmin

Continue reading
2085 Hits
0 Comments

Houdini and Your Bond Yield – The Magic of Illusion

Many years ago, one of my clients inherited a large sum of callable out of state muni bonds (munis) in an account at a large, brand-name brokerage firm.  As a resident of California, this client received none of the income tax benefits for the munis and wanted to know what to do.

After analyzing the clients situation, I determined that a diversified bond portfolio designed specifically for conservative investors and those funding near-term liabilities would be more appropriate.  The portfolio has the following three characteristics:

Continue reading
1552 Hits
0 Comments

Find your financial balance.

Our Financial Self-evaluation Tool helps you identify your financial blindspots and increase your financial power.

Download a free financial self-evaluation

 
 

Find balance in your Financial Life

Download our Financial Wheel of Life Self-Evaluation