Welcome to the 'No-Guilt' blog!
People come to here because they want to build financial confidence and take meaningful action. We provide the context for those things that affect your financial health. Our goal is to help you live in the 'No-Guilt Zone'.

Engineers Experience Emotions, Too!

The downsizing that’s occurring at Keysight has created a great deal of uncertainty for affected employees. One of the immediate responses voiced by terminated employees was, “I’m going to sell all of my [Keysight] stock!”

This was an emotional response from some very rational, analytical people. Anger was the culprit and a natural human response.

I’ve seen too many engineers and other people make financial mistakes and regrettable decisions made from a place of fear, anger, disappointment or disbelief.

Continue reading
1964 Hits

Top Sector Picks of 2015- Midyear Update

Earlier this year I wrote about the 2015 Sector Predictions made by the highest profile investment strategists on Wall Street. Here is a chart of their collective predictions as published in Barron’s on December 15, 2014.

Continue reading
2140 Hits

Top Stock Picks of 2015 - Midyear Update

In January, I blogged about Top Stock Picks for 2015. This is the update that I promised to write based on mid-year values.

So, how have the analysts and managers done?

Below are the prices as of December 31, 2014 and June 30, 2015.  A  indicates a rise in price since the beginning of the year.  A  shows a decline in price since the beginning of the year.  

Continue reading
2107 Hits

Tangible Proof of the Monetary Value of Professional Financial Planning Advice

When it comes to financial planning most people would agree that they "should" have a financial plan.

So why is it that 70% of US households don't have a financial plan?"

People come up with all kinds of reasons why they haven’t planned for their financial future:

Continue reading
3189 Hits

Always the Bridesmaid? May Be Good for the S&P

It fascinates me that so many investors continue to believe that professional money managers and market strategies can predict what’s going to happen in the financial markets. (The majority of the evidence shows otherwise). So, these investors look for and listen to the soothsayers that claim to know what's going to happen.

Like my previous blog "Top Stock Picks for 2015", we are going to track the actual results of 10 of the most respected and highly compensated market strategists on Wall Street.

Continue reading
1380 Hits

Find your financial balance.

Our Financial Self-evaluation Tool helps you identify your financial blindspots and increase your financial power.

Download a free financial self-evaluation


Find balance in your Financial Life

Download our Financial Wheel of Life Self-Evaluation