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Welcome to the 'No-Guilt' blog!
People come to here because they want to build financial confidence and take meaningful action. We provide the context for those things that affect your financial health. Our goal is to help you live in the 'No-Guilt Zone'.

Do Studies Still Mean Anything? (Part 2)

In Part 1, we reviewed reasons why people are skeptical when they hear various claims made by so-called studies.  In Part 2, I will address the question “Should we believe the science?”

Science is awesome.  There are amazing things being studied and discovered all the time in many fields.

The question is how do you find the real science given an environment where there’s so much sensationalism and spin to present a specific and salable answer?

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Do Studies Still Mean Anything? (Part 1)

I often cite studies, reports and other research when posting my blogs.  One question that has come up is do these studies actually mean anything.   It’s an excellent question.

Because of my innate curiosity, I’m always trying to poke holes in my logic and the research I’ve read over the years.

I’ve been lucky enough to spend a lot of time around some of the leading thinkers and brightest minds in financial planning as well as reading peer-reviewed articles and research.  Naturally, this has led me to delve deeper into the data.

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It’s Gonna Cost You One Way or Another

Back around 2009-10, I came across a quote from Ben Feldman, one of the most prolific salespeople in world history, who said:
 

"Doing something costs something. Doing nothing costs something. And, quite often, doing nothing costs a lot more!"  

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Rebar for Protecting Your Earnings Power: What Would You Do?

Last time we reviewed the most overlooked insurance and the limits and limitations of government benefits.  

Now let me ask the question: What would you do?


How long would you be able to keep a roof over your head, the lights on and food on the table, if a disability kept you off the job?

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What Kind of Rebar is Protecting Your Earnings Power?

In Rebar to Cement Your Financial Foundation, the following table showed your future potential earning power until age 65 at various ages and income levels.  It’s a lot of power!

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