Financially Clueless Quiz

Your Financially Clueless Quiz

Do you feel anxiety, guilt, and even shame or embarrassment about how you are with money? Don’t stress it. You’re not alone. More than 85% of people do. But what TYPE of messed-up are you with your money? Let’s find out now!

Take 2 minutes to answer 8 questions

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1 / 8

What are you thinking when you pull $600 cash out of the ATM?

I’d better have cash in hand in case I need it for something cool.

I feel a bit embarrassed because the balance in my account should be higher, and I don’t know what happened with that.

I feel a little naughty for pulling more cash out this soon, but hey, everyone is doing it.

Ooh I love spending money. I already spent that $300 in my mind while I was reading those other answers.

2 / 8

In the checkout line at Costco,

I find things in the cart I don’t even remember picking up.

I’m treating myself to some cool stuff, but I feel a bit ashamed admitting it.

I feel heavy with guilt, but hey, all this stuff was on sale, and everyone does it.

I have two carts full of great stuff, but then I have to sheepishly put some back at the cashier stand because I didn’t realize it would add up to over $1,000!!!

3 / 8

You finally found the perfect pair of shoes – they’re on sale for $600 instead of $900.

I might impulsively buy them, depending on my mood. I go with my intuition.

I’ll probably buy them, but the shoes will likely sit in the closet. I’m never sure which shoes I need.

If they are a great brand, and a trending style that will make me look good, I might go for it.

First I get excited, but then I worry, and maybe even sweat a little. It’s a toss up whether I get them or not.

4 / 8

What’s your monthly budget for dining out?

Um… I just dine out whenever I dang well feel like it.

I have no freaking idea how much money I spend, but there’s still money in the bank, so it’s all good.

A reasonable amount, like I was taught. But I blow the budget most months.

Budgets? Are you freaking kidding me? Hahahahaha

5 / 8

When I journal about money, it’s usually about…

How confused I feel about my money situation.

I don’t journal. If I feel bad about money, I try to ignore it.

I compare myself to how others are doing with money.

My inner torment about money. There’s SO much I KNOW I should be doing, but I’m not. It’s frankly embarrassing. Please don’t read my journal.

6 / 8

I learned about managing money from…

No one. I don’t “manage” my money.

People have tried to teach me, but I prefer to ignore the whole thing.

People have trained me in different ways, and now I don’t know what I believe.

I’m a smart person, but with money I’m a total bonehead. And I’m not sure why.

7 / 8

How do you feel about saving money?

I saved up a bit of money, but I spent it all without really thinking about it.

I figure I’ll save money later, when I can afford it.

I’ve been saving a bit, but not enough.

I know I should save, but I honestly perform best when I’m in a money crisis.

8 / 8

How long are you willing to wait before you get your money situation dialed-in?

I don’t believe I’ll ever be financially dialed-in.

Well, I’ve waited a long time so far, so what’s a few more months or years?

I can’t wait much longer, cause I feel guilty, ashamed, and stressed about money all the time.

I’m very motivated to finally get this stuff handled – THIS year. ASAP.